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Important Notes On Workers Compensation Encino

By Arthur Cooper


After several years of schooling many people get employed while others become entrepreneurs. For those who get employed, they are recommended to familiarize themselves with laws that protect their rights especially since they can get injured while in line work or duty. Workers compensation Encino simply implies to a program or scheme that is provided for in the law which entitles payment to all staff who get work-related illness or injuries.

Workmans comp is known as a basic form of insurance that provides medical benefits and wage replacement to all employees who suffers injury in the course work or employment. The benefit is entitled to an employee and given to the employee by the employer to prevent the employee from filing litigation against the employer.

For medical benefit, it is given to workers who get serious injuries while in line of duty while wage replacement is for those employees whose employment contract comes to an end abruptly. Failure by the employer to provide compensation to injured employee, the employee has all the right to sue that particular employer basically for tort of negligence.

Workers compensation does not only cover medical bills but also wage recompense. Employee comp usually does pay medical and hospital expense that are appropriate or necessary to diagnose as well as treat your injury. The cover will go as far as providing disability payments if an employee is unable to work as a result of injury suffered at work. Workers comp in some instances may settle your rehabilitation charges, retraining and also other benefits.

It is good to know who is eligible for this workmans comp because not every employee is entitled to medical benefits or wages. All eligible employees usually receive compensation or consideration for lost work, injuries and medical bills irrespective of who actually was at fault. Once an employee is entitled to this benefit, they forfeit or forego their right to sue employers for injury or illness.

Any eligible employee is entitled for recompense for work lost abruptly, injuries suffered and also medical bills without considering who was at fault. Once you as an employee is eligible for recompense, your right to sue your employer is foregone or forfeited. There are mainly three eligibility requirements and include being employed by a company that is duly insured, must have signed employment contract with the company and eventually all your injuries must be as a result of work or happening while at work.

If a worker violates company policy on safety he or she does not qualify for workmans comp. For responsible employers, they will ensure their employees and all management staff are aware of accidents reports that are supposed to be filled once an employee gets injured or probably claims some work related illness. The employer should avail the claim filing form whenever necessary.

For some states, the law will stipulate that the minimum number of employees a company should have to buy the insurance cover is three while for other states the law does not stipulate. In states where the law fails to set a minimum number, the employer should provide the cover even if it is just one employee.




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